Find a Credit Union in Minnesota

Available exclusively to credit union members at participating credit unions, WINcentive® Savings is a prize-linked savings account that offers you the chance to win cash prizes from a state-wide drawing.

Below are the credit unions currently offering WINcentive Savings Accounts in Minnesota. Credit unions are listed by their headquarters location, but may have locations throughout the state.

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Twin Cities Metro Area

Central Minnesota


Southwest Minnesota

Prize Schedule

Prize DrawingsNumber of WinnersPrize AmountsDrawing Dates
Monthly50$10010th of each month
Quarterly5$1,00010th of April, July, October and January Quarterly
Quarterly1 per Credit Union$10010th of April, July, October and January Quarterly
Special Holiday2$1,000December 12, 2024
Annual2$5,000January 10, 2025
Total in 2023*716$100,000*

* Winning one prize category (monthly, quarterly, or annual) does not disqualify a participant from winning a different prize category within the same year. Drawings will occur on or about the 10th of each month, or the next business day, for the previous month and/or quarter end. Prize amounts and number of winners are subject to change.