Find a Credit Union in Minnesota

Available exclusively to credit union members at participating credit unions, WINcentive® Savings is a prize-linked savings account that offers you the chance to win cash prizes from a state-wide drawing.

Below are the credit unions currently offering WINcentive Savings Accounts in Minnesota. Credit unions are listed by their headquarters location, but may have locations throughout the state.

Quick Links

Duluth/Arrowhead

Twin Cities Metro Area

Central Minnesota

Southeast/Winona/Rochester

Southwest Minnesota


Prize Schedule

Prize DrawingsNumber of WinnersPrize AmountsDrawing Dates
Monthly50$1,00010th of each month
Quarterly5$1,00010th of April, July, October and January Quarterly
Quarterly1 per Credit Union$10010th of April, July, October and January Quarterly
Special Holiday2$1,000December 10, 2020
Annual2$5,000January 10, 2021
Total in 2020*716$100,000*

* Winning one prize category (monthly, quarterly, or annual) does not disqualify a participant from winning a different prize category within the same year. Drawings will occur on or about the 10th of each month, or the next business day, for the previous month and/or quarter end. Prize amounts and number of winners are subject to change.