Find a Credit Union in Minnesota
Available exclusively to credit union members at participating credit unions, WINcentive® Savings is a prize-linked savings account that offers you the chance to win cash prizes from a state-wide drawing.
Below are the credit unions currently offering WINcentive Savings Accounts in Minnesota. Credit unions are listed by their headquarters location, but may have locations throughout the state.
Quick Links
Duluth/Arrowhead
- North Star Credit Union
- Northern Communities Credit Union
- Minnesota Power Employees Credit Union
- Two Harbors Federal Credit Union
Twin Cities Metro Area
- Affinity Plus Federal Credit Union
- Blaze Credit Union
- Catholic United Financial Federal Credit Union
- CITIES Credit Union
- Magnifi Financial
- NSP Credit Union
- St. Paul Federal Credit Union
- North Memorial Federal Credit Union
- Teamsters Credit Union
- TopLine Financial Credit Union
- Wakota Federal Credit Union
- West Metro Schools Credit Union
Central Minnesota
- Magnifi Financial
- Mid-Minnesota Federal Credit Union
- Minnco Credit Union
- St. Cloud Financial Credit Union
Southeast/Winona/Rochester
- Accentra Credit Union
- First Alliance Credit Union
- Mayo Employees Federal Credit Union
- Mower County Employees Credit Union
Southwest Minnesota
Prize Schedule
| Prize Drawings | Number of Winners | Prize Amounts | Drawing Dates |
|---|---|---|---|
| Monthly | 50 | $100 | 10th of each month |
| Quarterly | 5 | $1,000 | 10th of April, July, October and January Quarterly |
| Quarterly | 1 per Credit Union | $100 | 10th of April, July, October and January Quarterly |
| Annual | 2 | $5,000 | January 10, 2026 |
| Total in 2025* | 716 | $100,000* |
* Winning one prize category (monthly, quarterly, or annual) does not disqualify a participant from winning a different prize category within the same year. Drawings will occur on or about the 10th of each month, or the next business day, for the previous month and/or quarter end. Prize amounts and number of winners are subject to change.